The shortloans.co.uk service offers a payday loan brokerage service to our users. We match your cash advance needs with the services offered by our affiliate companies who comprise market leading UK loans companies. Our services are offered for consumers who are UK residents and who are aged over 18 years. Although we do not run credit checks on our clients, a number of our affiliate lenders may instigate credit checks with UK credit agencies in some cases as part of their lending procedures.
Information provided on our website is given on an ‘as is’ and ‘as available’ basis. Whilst we commit to taking practical measures to make sure that this information is accurate, up to date, correct and complete we do not give/make implied or express warranty of representation of any kind.
All information, content and materials in the shortloans.co.uk website can be changed at any time without prior notice. Changes to our terms may be made without notice at any time by updating this document posting. Any revisions to our terms will take effect from the date when the change is made to our website. You agree to review our terms regularly and give your agreement to any changes within our terms by continuing to access our website.
Visitors to shortloans.co.uk use the information within our website and the website itself at their own risk. We are not liable for indirect or direct loss or damage, whether this is consequential or not, that may occur from your use of our website. This includes (but is not limited to) system failure, computer service, access delays/interruptions, the non-delivery or mis-delivery of data, computer viruses or other harmful issues, security breaches, unauthorised system use by hacking or your reliance on the information that our website contains.
Please note that we cannot guarantee the security of email messages sent over the Internet. These messages are possibly subject to loss, interception and alteration. We are not responsible for any message that is sent that gets lost or that is intercepted/altered by a third party nor are we liable to you or anybody else for any damages that arise from a message that you send to us or a message that we send to you via the Internet.
There is no warranty or representation that the shortloans.co.uk website will be available and accessible. Nor do we guarantee uninterrupted access, no failures, delays, omissions or mistakes, loss of transmitted information or no viruses (or other contaminating/destructive) properties. We do not give guarantees against damage that may occur to your computer system. It is your responsibility alone to ensure that you have adequate protection including data/equipment back up and that you take any/all reasonable/appropriate precautions to scan your system against the threat of viruses and other destructive properties.
We also make no representations or warranties as to the accuracy, performance or functionality of third party software programs that may be used in or via our website. From time to time our website may contain links to third party websites. These websites are not under our control and, as such, we accept no liability for the availability, links or content of a third party website that we do not operate. We periodically provide links to third party sites as an additional service to our users. This does not necessarily mean that we endorse the third party site or any links that you may use when visiting it. For this reason you should take the time to read the terms of a third party website before you use it. If you have questions/comments about it then these should be directed to the website owner and not to shortloans.co.uk.
All copyright, intellectual property rights and trade marks within shortloans.co.uk is owned by shortloans.co.uk unless otherwise stated. This also includes content (including, without limitation, information, materials and page screens), software and source codes.
Nothing in the individual pages of our website or in these terms shall limit our liability for death/personal injury that arises out of negligence, fraud or other liability on our part which cannot be excluded or limited under applicable law.
Your use of shortloans.co.uk may result in the divulgence and processing of personal information. This information may be used to assist in lending decisions, for relationship servicing, fraud prevention and debt collection. We may also use this information to better understand your financial needs, in the general conduct of our business and to enable us to provide better products and customer services on our own behalf and on behalf of selected third party companies with whom we work. This kind of data may also be used for statistical analysis and to improve the effectiveness of our own marketing. This information may be passed to selected third party partners as is permitted by law. They may also do the same and pass information back to us.
Otherwise we will not disclose any such information or data outside of our company unless for fraud prevention purposes or because we are obliged/required to do so by law, governmental or judicial agencies or bodies or regulators of our industry with the proper authority. In certain cases, with your consent or if we have informed you in advance, we may share information with our agents/sub-contractors.