If you are in full time employment then you probably have a monthly financial routine already. You wait for your salary to be paid into your bank account, pay your essential bills and costs and then spend the rest of your pay on getting on with your everyday life. You might not have anything left over at the end of the month but thatís not such a bad thing as long as you keep your bank account in the black rather than in the red.
But, in todayís credit crunch, things are not always so easy. It can be hard to get lines of credit to raise some extra cash when you need to as lenders are all tightening their belts too. Weíre not just talking about large loans like mortgages here but also about the money you might need to cope with the unexpected things that happen in life.
So, you can manage month on month so long as things run according to plan but what do you do if you need to find £75 to get your washing machine fixed or a few hundred pounds to buy a new cooker when your cooker stops working? These unpredictable problems never happen at the beginning of the month when you might have the cash spare to budget for them and they donít happen at the end of the month when you know thatíll youíll be paid in a couple of days. They always seem to happen when you really cannot raise the cash you need.
This can be really frustrating especially if you know that you can afford to pay for them when you next get paid. But, with a payday loan this doesnít need to be a problem as this kind of borrowing offers you a simple short term cash advance solution. So, you can:
- Make an online application to borrow up to £750 and get a decision in just minutes.
- Get your cash paid into your bank same day and, depending on who you bank with, you could access it same day.
- Buy/pay for what you need.
- Pay your loan back on your next pay day.
This situation is an ideal solution for people who need cash fast and who know that emergencies donít always happen close to pay day or at convenient hours of the day. You can apply for a payday loan 24/7, 7 days a week. You donít need any security, you donít need to worry if you have a bad credit rating, you donít have to have access to a fax to send over documents and you can clear your borrowing in days or weeks.
To qualify for a payday loan, you need to be a UK resident who is aged over 18. You need to be in full time employment with a bank account into which your money can be paid (and from which youíll pay it back). And, thatís it. Unlike your local high street branch, shortloans.co.uk, are always open to help!